Recently I met a client at the title company to sign documents the last day of February. While we were signing the escrow officer mentioned there was a young couple in the conference room next door signing loan documents to buy their first home. This is not unusual especially at the end of the month. What was unusual was the wife was in labor! Everyone breathed a sigh of relief and gave her a round of applause when the signing was done and she was on her way to the hospital. One might think signing loan documents could have waited but unfortunately loan documents expire. In any event we all were amazed by the fortitude of this young woman.